Pricing with no small print
Bank account data through MCP and API from PLN 0. Every plan and its limits are on this page.
Bank account data
Through the API or through MCP with an AI assistant. The choice comes down to one question: whose accounts do you connect?
Your own accounts
Personal
PLN 0
prices include VAT
- 1 bank, all your accounts there, 1 AI assistant
- PLN 0
- Plus: unlimited banks (fair use), 3 AI assistants
- PLN 19.99 / mo
MCP only, with an AI assistant.
DetailsYour company's accounts
Business
from PLN 79
per month, net
- 10 company accounts, MCP, dashboard and API
- PLN 79
- Pro: 25 company accounts, webhooks and an account manager
- PLN 249
Extra account PLN 5, extra user PLN 19.
DetailsYour app users' accounts
Developer
from PLN 249
per month, net
- Start: up to 100 accounts
- PLN 249
- Growth: up to 500 accounts
- PLN 990
- Scale: more, annual contract
- from PLN 4,900
API, MCP and Fizen Connect. A business account counts as 1.5 personal ones.
Details
For yourself
Prices include VAT
Personal
Your accounts at one bank
PLN 0
no charge
Access: MCP
- 1 bank, all your accounts there (up to 10)
- 90 days of history
- Unlimited questions (fair use)
- 1 AI assistant
- Basic spending categories
Personal Plus
Your accounts at any number of banks
PLN 19.99
per month incl. VAT
or PLN 199.90 a year, the price of 10 months
Access: MCP
- Unlimited banks and accounts (fair use)
- 24 months of history
- Bank data 4 times a day
- Up to 3 AI assistants
- Full categories, 3 alerts, CSV export
Compare all features
| Feature | Personal | Personal Plus |
|---|---|---|
| Price | PLN 0 | PLN 19.99 a month or PLN 199.90 a year |
| Whose accounts | your own | your own |
| Access | MCP | MCP |
| Banks and accounts included | 1 bank, up to 10 accounts there | unlimited (fair use) |
| Transaction history | 90 days | 24 months |
| Data refresh from the bank | once a day and on demand | 4 times a day and on demand |
| Questions through MCP | unlimited (fair use) | unlimited (fair use) |
| AI assistants | 1 | 3 |
| Categories and summaries | basic | full |
| Alerts | none | 3 |
| Export | none | CSV |
| Consent dashboard and access log | yes | yes |
| Support | email, reply within 2 days | |
| Contract | online | online |
Price
- Personal
- PLN 0
- Personal Plus
- PLN 19.99 a month or PLN 199.90 a year
Whose accounts
- Personal
- your own
- Personal Plus
- your own
Access
- Personal
- MCP
- Personal Plus
- MCP
Banks and accounts included
- Personal
- 1 bank, up to 10 accounts there
- Personal Plus
- unlimited (fair use)
Transaction history
- Personal
- 90 days
- Personal Plus
- 24 months
Data refresh from the bank
- Personal
- once a day and on demand
- Personal Plus
- 4 times a day and on demand
Questions through MCP
- Personal
- unlimited (fair use)
- Personal Plus
- unlimited (fair use)
AI assistants
- Personal
- 1
- Personal Plus
- 3
Categories and summaries
- Personal
- basic
- Personal Plus
- full
Alerts
- Personal
- none
- Personal Plus
- 3
Export
- Personal
- none
- Personal Plus
- CSV
Consent dashboard and access log
- Personal
- yes
- Personal Plus
- yes
Support
- Personal
- Personal Plus
- email, reply within 2 days
Contract
- Personal
- online
- Personal Plus
- online
For your business
Prices exclude VAT
Business
Your company's accounts
PLN 79
per month, net
or PLN 790 net a year
Access: MCP, dashboard and API
- 10 company accounts, PLN 5 for each extra
- 3 users, PLN 19 for each extra
- Payments matched to invoices
- Unlimited alerts
- CSV, JSON and accounting formats
Business Pro
More accounts, webhooks and an account manager
PLN 249
per month, net
or PLN 2,490 net a year
Access: MCP, dashboard, API and webhooks
- 25 company accounts, PLN 5 for each extra
- 10 users, PLN 19 for each extra
- Unlimited AI assistants
- Income and expenses report for PLN 1
- Dedicated account manager
Compare all features
| Feature | Business | Business Pro |
|---|---|---|
| Monthly price | PLN 79 | PLN 249 |
| Yearly price | PLN 790 | PLN 2,490 |
| Whose accounts | the company's own | the company's own |
| Access | MCP, dashboard and API | MCP, dashboard, API and webhooks |
| Accounts included | 10 | 25 |
| Above the limit | PLN 5 per account | PLN 5 per account |
| Transaction history | 24 months | 24 months |
| Data refresh from the bank | 4 times a day and on demand | 4 times a day and on demand |
| MCP questions and API calls | no hard limit (fair use) | no hard limit (fair use) |
| AI assistants | 5 | unlimited |
| Users | 3, PLN 19 for each extra | 10, PLN 19 for each extra |
| Categories and summaries | full | full |
| Income and expenses report | none | PLN 1 per report |
| Payments matched to invoices | yes | yes |
| Alerts | unlimited | webhooks |
| Export | CSV, JSON, accounting formats | API |
| Consent dashboard and access log | yes | yes |
| Support | email and chat, reply within 1 day | dedicated account manager |
| Contract | online | online |
Monthly price
- Business
- PLN 79
- Business Pro
- PLN 249
Yearly price
- Business
- PLN 790
- Business Pro
- PLN 2,490
Whose accounts
- Business
- the company's own
- Business Pro
- the company's own
Access
- Business
- MCP, dashboard and API
- Business Pro
- MCP, dashboard, API and webhooks
Accounts included
- Business
- 10
- Business Pro
- 25
Above the limit
- Business
- PLN 5 per account
- Business Pro
- PLN 5 per account
Transaction history
- Business
- 24 months
- Business Pro
- 24 months
Data refresh from the bank
- Business
- 4 times a day and on demand
- Business Pro
- 4 times a day and on demand
MCP questions and API calls
- Business
- no hard limit (fair use)
- Business Pro
- no hard limit (fair use)
AI assistants
- Business
- 5
- Business Pro
- unlimited
Users
- Business
- 3, PLN 19 for each extra
- Business Pro
- 10, PLN 19 for each extra
Categories and summaries
- Business
- full
- Business Pro
- full
Income and expenses report
- Business
- none
- Business Pro
- PLN 1 per report
Payments matched to invoices
- Business
- yes
- Business Pro
- yes
Alerts
- Business
- unlimited
- Business Pro
- webhooks
Export
- Business
- CSV, JSON, accounting formats
- Business Pro
- API
Consent dashboard and access log
- Business
- yes
- Business Pro
- yes
Support
- Business
- email and chat, reply within 1 day
- Business Pro
- dedicated account manager
Contract
- Business
- online
- Business Pro
- online
For developers
Prices exclude VAT
Developer Start
Up to 100 of your users' accounts
PLN 249
per month, net
Access: API, MCP and Fizen Connect
- 100 personal or 60 business accounts
- Extra account PLN 2.00 (personal) or PLN 3.00 (business)
- Bank data once a day and on demand
- Customer verification and income report at PLN 1.50
- Fizen Connect with Fizen branding
Developer Growth
Up to 500 of your users' accounts
PLN 990
per month, net
Access: API, MCP and Fizen Connect
- 500 personal or 300 business accounts
- Extra account PLN 1.60 or PLN 2.40
- Bank data 4 times a day and on demand
- Customer verification and income report at PLN 1.20
- Categories included, chat with a reply within 1 day
Developer Scale
More than 500 accounts, annual contract
from PLN 4,900
per month, net, annual contract
Access: API, MCP and Fizen Connect on your domain
- Accounts from PLN 1.20 (personal) or PLN 1.80 (business)
- Above 20,000 accounts, rates down to PLN 0.80 and PLN 1.20
- Fizen Connect on your own domain
- SLA and a shared Slack channel
- Limits, history and reports by contract
Compare all features
| Feature | Developer Start | Developer Growth | Developer Scale |
|---|---|---|---|
| Monthly price | PLN 249 | PLN 990 | from PLN 4,900, annual contract |
| Whose accounts | your app's users | your app's users | your app's users |
| Access | API, MCP and Fizen Connect | API, MCP and Fizen Connect | API, MCP and Fizen Connect on your domain |
| Accounts included | 100 personal or 60 business | 500 personal or 300 business | by contract |
| Extra account per month (personal / business) | PLN 2.00 / PLN 3.00 | PLN 1.60 / PLN 2.40 | PLN 1.20 / PLN 1.80, above 20,000 accounts down to PLN 0.80 / PLN 1.20 |
| Transaction history | 24 months | 24 months | by contract |
| Data refresh from the bank | once a day and on demand | 4 times a day and on demand | by contract |
| MCP questions and API calls | free, per-minute limit per key | free, per-minute limit per key | by contract |
| Categories and summaries | add-on, PLN 0.30 per account | included | included |
| Income and expenses report | PLN 1.50 per report | PLN 1.20 per report | by contract |
| Customer verification (identity and account) | PLN 1.50 per check | PLN 1.20 per check | by contract |
| Payments matched to invoices | option | option | option |
| Notifications | webhooks | webhooks | webhooks |
| Fizen Connect | with Fizen branding | yes | on your own domain |
| Dashboard | developer dashboard | developer dashboard | developer dashboard |
| Support | email, reply within 2 days | chat, reply within 1 day | SLA, shared Slack channel |
| Contract | online | online | annual, in writing |
Monthly price
- Developer Start
- PLN 249
- Developer Growth
- PLN 990
- Developer Scale
- from PLN 4,900, annual contract
Whose accounts
- Developer Start
- your app's users
- Developer Growth
- your app's users
- Developer Scale
- your app's users
Access
- Developer Start
- API, MCP and Fizen Connect
- Developer Growth
- API, MCP and Fizen Connect
- Developer Scale
- API, MCP and Fizen Connect on your domain
Accounts included
- Developer Start
- 100 personal or 60 business
- Developer Growth
- 500 personal or 300 business
- Developer Scale
- by contract
Extra account per month (personal / business)
- Developer Start
- PLN 2.00 / PLN 3.00
- Developer Growth
- PLN 1.60 / PLN 2.40
- Developer Scale
- PLN 1.20 / PLN 1.80, above 20,000 accounts down to PLN 0.80 / PLN 1.20
Transaction history
- Developer Start
- 24 months
- Developer Growth
- 24 months
- Developer Scale
- by contract
Data refresh from the bank
- Developer Start
- once a day and on demand
- Developer Growth
- 4 times a day and on demand
- Developer Scale
- by contract
MCP questions and API calls
- Developer Start
- free, per-minute limit per key
- Developer Growth
- free, per-minute limit per key
- Developer Scale
- by contract
Categories and summaries
- Developer Start
- add-on, PLN 0.30 per account
- Developer Growth
- included
- Developer Scale
- included
Income and expenses report
- Developer Start
- PLN 1.50 per report
- Developer Growth
- PLN 1.20 per report
- Developer Scale
- by contract
Customer verification (identity and account)
- Developer Start
- PLN 1.50 per check
- Developer Growth
- PLN 1.20 per check
- Developer Scale
- by contract
Payments matched to invoices
- Developer Start
- option
- Developer Growth
- option
- Developer Scale
- option
Notifications
- Developer Start
- webhooks
- Developer Growth
- webhooks
- Developer Scale
- webhooks
Fizen Connect
- Developer Start
- with Fizen branding
- Developer Growth
- yes
- Developer Scale
- on your own domain
Dashboard
- Developer Start
- developer dashboard
- Developer Growth
- developer dashboard
- Developer Scale
- developer dashboard
Support
- Developer Start
- email, reply within 2 days
- Developer Growth
- chat, reply within 1 day
- Developer Scale
- SLA, shared Slack channel
Contract
- Developer Start
- online
- Developer Growth
- online
- Developer Scale
- annual, in writing
Pricing questions
What is an active account?
An account that had a valid consent in a given calendar month. You do not pay for accounts without a valid consent.
Do prices include VAT?
Prices are net; VAT is added at the applicable rate. The exception is the Personal and Personal Plus plans for individuals, which we show including VAT.
How is the Business plan different from the Developer plans?
Business and Business Pro are for one company's own accounts. Developer plans are for apps whose users connect their banks through Fizen Connect.
Can an individual get API access?
No. Personal and Personal Plus work only through MCP, with an AI assistant. The API is for businesses and developers.
How does a yearly plan work?
You pay upfront for 12 months at the price of 10. An individual can withdraw from the contract within 14 days.
Ask your assistant about your accounts
The Personal plan is free: one bank, all your accounts in it and one AI assistant. You sign up with your Google account.