Ask an AI assistant about your bank accounts
Fizen MCP connects Claude, ChatGPT or another assistant to your accounts. Legally, through the banks' official APIs, read-only. We are the first account information service provider (AISP) in the EU with an MCP interface.
- Claude
- ChatGPT
- Gemini
- GitHub Copilot
- Cursor
- Le Chat
- Windsurf
- Grok
Names and logos belong to their owners (Anthropic, OpenAI, Google, GitHub, Anysphere, Mistral AI, Windsurf, xAI). Fizen MCP works with these apps through the open MCP protocol, with no partnership with these companies.
- You:
How much did I spend on fuel this month?
- Assistant:
In October, 7 transactions at petrol stations, PLN 1,284.60 in total. That is 12% more than in September.
- You:
Has Nowak paid invoice FV/10/2026?
- Assistant:
Yes. PLN 6,200.00 arrived yesterday at 14:12 on the business account at mBank, and the reference matches the invoice number.
- You:
How much do I have across all my accounts?
- Assistant:
PLN 24,318.45 across 3 accounts in 2 banks: PLN 18,912.30 in the business account at mBank, PLN 4,106.15 in your personal account and PLN 1,300.00 in savings at ING.
Three steps to your first question
- Step 01
Connect your bank on the Fizen website
Choose your bank, log in there and select the accounts. You confirm consent in the bank, and Fizen never sees your password.
- Step 02
Add Fizen to your assistant
In the settings of Claude, ChatGPT or another MCP-enabled assistant, add the https://mcp.fizen.com server and sign in to Fizen.
- Step 03
Ask in plain language
About balances, spending, customer payments or a monthly summary. The assistant answers from your account data.
What the assistant can and cannot do
It can
- Check balances on the accounts you selected
- Search and summarise transactions
- Total spending by category and compare months
- Check whether a specific payment has arrived
- Prepare a summary for your accountant
It cannot
- Make a transfer or any other payment
- See your password or banking credentials
- Access accounts you did not select
- Keep working after you revoke consent or it expires
- Change any settings of your bank account
Security and law
Regulated service
Fizen is an account information service provider supervised by the KNF, register no. AISP13/2022. MCP is just a new interface to the same regulated service.
PSD2 consent
Access is based on consent you confirm in your bank. It lasts 180 days and you can revoke it on the Fizen website at any time.
Read-only
The assistant sees balances and transactions on the accounts you selected. It has no access to transfers or to your bank account settings.
Your assistant, your rules
Answers go to the AI assistant you chose and are covered by its privacy policy. Fizen passes on only the data needed to answer your question.
Who it is for
Individuals
Your personal accounts in one assistant: spending, bills, savings.
Businesses and accounting firms
Business accounts, customer payments, preparing data for bookkeeping.
Fizen MCP for businessesDevelopers
Give your users an assistant with access to their accounts, without your own licence.
Fizen MCP for developers
Pricing for individuals
Prices include VAT
Personal
Your accounts at one bank
PLN 0
no charge
Access: MCP
- 1 bank, all your accounts there (up to 10)
- 90 days of history
- Unlimited questions (fair use)
- 1 AI assistant
- Basic spending categories
Personal Plus
Your accounts at any number of banks
PLN 19.99
per month incl. VAT
or PLN 199.90 a year, the price of 10 months
Access: MCP
- Unlimited banks and accounts (fair use)
- 24 months of history
- Bank data 4 times a day
- Up to 3 AI assistants
- Full categories, 3 alerts, CSV export
Compare all features
| Feature | Personal | Personal Plus |
|---|---|---|
| Price | PLN 0 | PLN 19.99 a month or PLN 199.90 a year |
| Whose accounts | your own | your own |
| Access | MCP | MCP |
| Banks and accounts included | 1 bank, up to 10 accounts there | unlimited (fair use) |
| Transaction history | 90 days | 24 months |
| Data refresh from the bank | once a day and on demand | 4 times a day and on demand |
| Questions through MCP | unlimited (fair use) | unlimited (fair use) |
| AI assistants | 1 | 3 |
| Categories and summaries | basic | full |
| Alerts | none | 3 |
| Export | none | CSV |
| Consent dashboard and access log | yes | yes |
| Support | email, reply within 2 days | |
| Contract | online | online |
Price
- Personal
- PLN 0
- Personal Plus
- PLN 19.99 a month or PLN 199.90 a year
Whose accounts
- Personal
- your own
- Personal Plus
- your own
Access
- Personal
- MCP
- Personal Plus
- MCP
Banks and accounts included
- Personal
- 1 bank, up to 10 accounts there
- Personal Plus
- unlimited (fair use)
Transaction history
- Personal
- 90 days
- Personal Plus
- 24 months
Data refresh from the bank
- Personal
- once a day and on demand
- Personal Plus
- 4 times a day and on demand
Questions through MCP
- Personal
- unlimited (fair use)
- Personal Plus
- unlimited (fair use)
AI assistants
- Personal
- 1
- Personal Plus
- 3
Categories and summaries
- Personal
- basic
- Personal Plus
- full
Alerts
- Personal
- none
- Personal Plus
- 3
Export
- Personal
- none
- Personal Plus
- CSV
Consent dashboard and access log
- Personal
- yes
- Personal Plus
- yes
Support
- Personal
- Personal Plus
- email, reply within 2 days
Contract
- Personal
- online
- Personal Plus
- online
Prices include VAT.
Full data pricingQuestions about Fizen MCP
How much does Fizen MCP cost?
The Personal plan is free: one bank, all your accounts in it (up to 10) and one AI assistant. Personal Plus costs PLN 19.99 a month including VAT, or PLN 199.90 a year, with unlimited banks (fair use). Business plans start at PLN 79 net a month and developer plans at PLN 249 net.
Can the assistant make a transfer from my account?
No. Fizen gives the assistant read-only access: balances and transactions on the accounts you selected. You send money as before, in your own bank.
Can Fizen or the assistant see my banking password?
No. You log in directly on your bank's website, and Fizen only receives the data access you agreed to.
Which assistants work with Fizen MCP?
Any assistant that supports the Model Context Protocol, including Claude and ChatGPT. The current list with instructions is in the documentation [link to instructions].
Will my data be used to train models?
Fizen does not train models on your data and does not sell it. How the AI assistant processes data is governed by its provider's policy, so check the privacy settings of the assistant you use.
What happens after 180 days?
Consent expires and we remind you by email. You renew it with a single confirmation in your bank.
How do I revoke access?
With one click in the consent dashboard on the Fizen website. You can also remove the Fizen server from your assistant's settings or revoke consent in your bank.
Ask your assistant about your accounts
The Personal plan is free: one bank, all your accounts in it and one AI assistant. You sign up with your Google account.