For developers
An AI assistant in your app needs data from users' accounts, while your own AISP licence and bank integrations take months.
How it works
- Step 01
Embed Fizen Connect
The user connects their bank in the Fizen component, and consent is managed on the Fizen website.
- Step 02
Connect the MCP server
Your agent connects to https://mcp.fizen.com on the user's behalf, with a token issued after consent.
- Step 03
The agent uses the tools
Balances, transactions and summaries available as read-only MCP tools.
What you get
- A ready MCP server instead of your own bank integrations
- Fizen's AISP licence instead of your own
- The Fizen Connect component for connecting banks
- Consent and revocation handled by Fizen
- A sandbox with test banks
- Billing per active account, from a public price list
MCP tools
Tools available to agents.
list_accountsAccounts the user has granted access to.
get_balanceThe current balance of a given account.
list_transactionsTransactions in a date range, filtered by amount and counterparty.
search_transactionsSearch transactions by reference, counterparty or amount.
summarize_spendingA summary of spending and income by category.
get_consent_statusThe status and expiry date of the user's consent.
The Fizen Connect component
Fizen Connect is the window in which the user chooses a bank, logs in and selects accounts. You embed it with a few lines of code. Fizen handles consents, renewals after 180 days and revocations, and you get a webhook for every change.
Rules
- An agent must never ask the user for banking credentials.
- Account data may be used only for the purpose the user agreed to.
- Users must know which AI provider processes their data.
- Data must not be kept longer than the purpose requires, or resold.
- The full rules are in the Fizen MCP Terms and the Developer Platform Terms.
{ "mcpServers": { "fizen": { "type": "http", "url": "https://mcp.fizen.com" } }}<script src="[Fizen Connect script URL]"></script><div id="fizen-connect"></div><script>FizenConnect.mount('#fizen-connect', { sessionId: '[session ID from the API]' })</script>curl "https://api.sandbox.fizen.com/[transactions list path]?accountId=[account ID]&dateFrom=2026-10-01" \ -H "apiKey: [YOUR_API_KEY]" \ -H "token: [YOUR_TOKEN]"Developer plans
Prices exclude VAT
Developer Start
Up to 100 of your users' accounts
PLN 249
per month, net
Access: API, MCP and Fizen Connect
- 100 personal or 60 business accounts
- Extra account PLN 2.00 (personal) or PLN 3.00 (business)
- Bank data once a day and on demand
- Customer verification and income report at PLN 1.50
- Fizen Connect with Fizen branding
Developer Growth
Up to 500 of your users' accounts
PLN 990
per month, net
Access: API, MCP and Fizen Connect
- 500 personal or 300 business accounts
- Extra account PLN 1.60 or PLN 2.40
- Bank data 4 times a day and on demand
- Customer verification and income report at PLN 1.20
- Categories included, chat with a reply within 1 day
Developer Scale
More than 500 accounts, annual contract
from PLN 4,900
per month, net, annual contract
Access: API, MCP and Fizen Connect on your domain
- Accounts from PLN 1.20 (personal) or PLN 1.80 (business)
- Above 20,000 accounts, rates down to PLN 0.80 and PLN 1.20
- Fizen Connect on your own domain
- SLA and a shared Slack channel
- Limits, history and reports by contract
Compare all features
| Feature | Developer Start | Developer Growth | Developer Scale |
|---|---|---|---|
| Monthly price | PLN 249 | PLN 990 | from PLN 4,900, annual contract |
| Whose accounts | your app's users | your app's users | your app's users |
| Access | API, MCP and Fizen Connect | API, MCP and Fizen Connect | API, MCP and Fizen Connect on your domain |
| Accounts included | 100 personal or 60 business | 500 personal or 300 business | by contract |
| Extra account per month (personal / business) | PLN 2.00 / PLN 3.00 | PLN 1.60 / PLN 2.40 | PLN 1.20 / PLN 1.80, above 20,000 accounts down to PLN 0.80 / PLN 1.20 |
| Transaction history | 24 months | 24 months | by contract |
| Data refresh from the bank | once a day and on demand | 4 times a day and on demand | by contract |
| MCP questions and API calls | free, per-minute limit per key | free, per-minute limit per key | by contract |
| Categories and summaries | add-on, PLN 0.30 per account | included | included |
| Income and expenses report | PLN 1.50 per report | PLN 1.20 per report | by contract |
| Customer verification (identity and account) | PLN 1.50 per check | PLN 1.20 per check | by contract |
| Payments matched to invoices | option | option | option |
| Notifications | webhooks | webhooks | webhooks |
| Fizen Connect | with Fizen branding | yes | on your own domain |
| Dashboard | developer dashboard | developer dashboard | developer dashboard |
| Support | email, reply within 2 days | chat, reply within 1 day | SLA, shared Slack channel |
| Contract | online | online | annual, in writing |
Monthly price
- Developer Start
- PLN 249
- Developer Growth
- PLN 990
- Developer Scale
- from PLN 4,900, annual contract
Whose accounts
- Developer Start
- your app's users
- Developer Growth
- your app's users
- Developer Scale
- your app's users
Access
- Developer Start
- API, MCP and Fizen Connect
- Developer Growth
- API, MCP and Fizen Connect
- Developer Scale
- API, MCP and Fizen Connect on your domain
Accounts included
- Developer Start
- 100 personal or 60 business
- Developer Growth
- 500 personal or 300 business
- Developer Scale
- by contract
Extra account per month (personal / business)
- Developer Start
- PLN 2.00 / PLN 3.00
- Developer Growth
- PLN 1.60 / PLN 2.40
- Developer Scale
- PLN 1.20 / PLN 1.80, above 20,000 accounts down to PLN 0.80 / PLN 1.20
Transaction history
- Developer Start
- 24 months
- Developer Growth
- 24 months
- Developer Scale
- by contract
Data refresh from the bank
- Developer Start
- once a day and on demand
- Developer Growth
- 4 times a day and on demand
- Developer Scale
- by contract
MCP questions and API calls
- Developer Start
- free, per-minute limit per key
- Developer Growth
- free, per-minute limit per key
- Developer Scale
- by contract
Categories and summaries
- Developer Start
- add-on, PLN 0.30 per account
- Developer Growth
- included
- Developer Scale
- included
Income and expenses report
- Developer Start
- PLN 1.50 per report
- Developer Growth
- PLN 1.20 per report
- Developer Scale
- by contract
Customer verification (identity and account)
- Developer Start
- PLN 1.50 per check
- Developer Growth
- PLN 1.20 per check
- Developer Scale
- by contract
Payments matched to invoices
- Developer Start
- option
- Developer Growth
- option
- Developer Scale
- option
Notifications
- Developer Start
- webhooks
- Developer Growth
- webhooks
- Developer Scale
- webhooks
Fizen Connect
- Developer Start
- with Fizen branding
- Developer Growth
- yes
- Developer Scale
- on your own domain
Dashboard
- Developer Start
- developer dashboard
- Developer Growth
- developer dashboard
- Developer Scale
- developer dashboard
Support
- Developer Start
- email, reply within 2 days
- Developer Growth
- chat, reply within 1 day
- Developer Scale
- SLA, shared Slack channel
Contract
- Developer Start
- online
- Developer Growth
- online
- Developer Scale
- annual, in writing
Regulation
Account access is provided by Fizen as an AIS provider supervised by the KNF. Your app does not need its own licence but must follow the Fizen MCP Terms and the Developer Platform Terms.
FAQPricing
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